I’ve been a preoccupied, neglectful blogger these last few months. It’s about time to explain more of what’s going on.
I’m still off sick; only now it’s unpaid sick leave. I’ve applied for EI sick leave benefits but they haven’t started coming in yet. I hope they come soon, because I’ve run through my last pay cheque, and my savings besides. Not that I had much of that left. I probably shouldn’t have invested quite so much in the business those first few months but I didn’t expect this to happen. Thankfully, I’m still able to remain on the employee dental and extended health benefit plan, provided I keep up my portion of the payment which is $25.06- much less than the cost of all my medications or a semi-private hospital bed! Or the dental cleaning I have booked for March 14th!
My physician has returned from her winter vacation and is getting together what I need from her and her clinic to apply for Long Term Disability (LTD). Both my staff health nurse and physician are confident my claim will be approved due to the amount and types of chronic illnesses I have.
I know my EI benefits will work out to about 55% of my prior income. EI sick leave is thirteen weeks long. At that point, if approved my employer’s insurance company will start my LTD benefits. Up until now I haven’t looked at what I’ll make on LTD partly out of overwhelm and partly out of fear.
Ironically, I just checked and neither of the information booklets I’ve been given specify. They say it depends on my employer’s plan with the insurance company. The example used in the FAQ booklet is at 70%, but I don’t know what our plan coverage is. I’m going to have to check on that. I’ve got an email started for Human Resources!
I was also given booklets from our pension plan. We have one of the best pension plans in Canada. It was one of a very few that was fully-funded and gaining interest during the recent recession. The pension plan offers free pension accrual for partial and total disability and a choice of either free accrual or a disability pension if I’m determined to be totally and permanently disabled. Based of course on an approval process! Since I only have twelve years in the pension plan, my disability pension would not be much!
I had my six-month follow up oncology ultrasound last week to check on the abnormal lymph nodes found on my September ultrasound. Everything seemed to be going well until the ultrasonographer said she was going to check my images with the radiologist and have him fill out my Travel Grant. He came back with her to rescan an area of my neck. I have very little to no skin sensation in my neck since my surgery in 2012. I couldn’t really tell where he was scanning except that it was in my front neck area not where the previous abnormalities were found. He said “there was an area of concern” and he would send my oncologist his report. I know my oncologist will also have access to the images. I have an appointment with my oncologist on March 25.
Until then I’m trying not to dwell on things that are unknowns. But there are so many unknowns in my life right now!!!
If you’d like a day by day account of my (currently dramatic!) life, check out my e-book, C’est Ma Vie! 2015. I’m journalling almost daily in Chapter Three: March. Chapter Two: February is being proofread and will be available in a few weeks. But don’t worry, there’s a special book purchasers only newsletter to let you know when the next chapter and its patterns are available! If you’re not sure the book’s for you, that’s ok. You can get the prologue for free by joining our newsletter, Bridgwater Crafts Pages.